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Registration - Terms and Conditions - Step 1 of 3
Terms and Conditions of Website Use By accessing or using this website, you acknowledge that you have read, understand, and agree to be bound by the terms and conditions of use set forth herein, and that you will comply with all applicable laws and regulations. The NALC Health Benefit Plan for Employees and Staff may update these terms and conditions at any time, without prior notice, by updating this site. No Warranties The NALC Health Benefit Plan for Employees and Staff will endeavor to keep all information that it posts on this site as accurate and current as possible. However, due to the possibility of error, the NALC Health Benefit Plan for Employees and Staff will not make, and hereby disclaims, any expressed or implied warranty of any kind with respect to the contents of this site, including, but not limited to, any representation with respect to such information's accuracy, completeness, or appropriateness for a particular purpose. Note that some jurisdictions do not allow the exclusion of implied warranties. Any mention of specific products or services on this site does not constitute or imply a recommendation or endorsement by the NALC Health Benefit Plan for Employees and Staff, unless specifically stated. No Liabilities The NALC Health Benefit Plan for Employees and Staff will not be liable for any delay, difficulty in use, inaccuracy or incompleteness of information, computer viruses, malicious code, loss of data, or compatibility issues, even if someone has advised us of the possibility of such damages or loss, and/or has informed us of a problem with the site or its content. You use the site at your own risk. The NALC Health Benefit Plan for Employees and Staff is not liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your access to our site, or any link we provide to another site. As a user of this site, you assume full responsibility with respect to your use of posted information, and you understand that the NALC Health Benefit Plan for Employees and Staff is neither responsible nor liable for any claim, loss or damages resulting from such use. You agree to use this site on 'As Is' or 'As Available' basis. Informational Purposes Only The NALC Health Benefit Plan for Employees and Staff provides the information on this site for informational purposes only. You should not construe this information as an offer of medical services or as advice on medical treatments. Any information presented on this site is general in nature, and may not contain all the conditions, limitations, or exclusions necessary to describe a product or service. The information provided on this site is not a substitute for professional health care. Consult a physician or other licensed health care professional before making any health-related decisions. Links to Other Sites This website may provide links or references to other sites. The information on such other sites may be inaccurate or incomplete. The NALC Health Benefit Plan for Employees and Staff neither bears any responsibility for the content of other sites nor makes any representations or warranties with respect to any information on other sites. The NALC Health Benefit Plan for Employees and Staff shall not be held liable for any damages or injuries arising from the contents of other sites. The NALC Health Benefit Plan for Employees and Staff does not endorse any of the companies or products which are posted on sites to which this site has provided links, or which are posted on sites that provide links to this site. Links to other sites are provided merely as a convenience to users. If you decide to access any of the sites linked to this website, you do so entirely at your own risk. The NALC Health Benefit Plan for Employees and Staff reserves the right to terminate any link at any time. Website Privacy Policy The majority of this website is available only to registered users. To become a registered user, NALC Health Benefit Plan for Employees and Staff participants and beneficiaries must complete the application form provided on this site. We are providing this notice in order to describe the site's online information collection and use practices. This privacy policy applies only the information collected on this site, and not to any other information that the NALC Health Benefit Plan for Employees and Staff collects about you in other forums, including e-mail correspondence and via telephone. Using 'Cookies' to Monitor Website Usage In order to make the site as user-friendly and informative as possible, your usage of the site will be monitored and recorded via the use of a 'cookie.' A cookie is a piece of data that a website can send to your computer. A cookie is not a computer program; it cannot read data from your computer or embed any commands in your computer. While cookies can, and are used to, identify repeat visitors to a website, they do not contain any personal identifying information such as your email address, user ID, or password. Cookies cannot gather any personal information about you other than information you provide voluntarily, such as if you choose to register on the site. The NALC Health Benefit Plan for Employees and Staff uses cookies to ensure security. By examining cookies during a visit, the website can verify that the user requesting an action is still the same user who logged on to the site. Cookies also keep track of aggregate statistics for a website, such as the total number of visitors to the site, the server location from which each visitor accesses the site, and the number of pages each visitor views. The NALC Health Benefit Plan for Employees and Staff collects this information, but never sells or enters into any arrangement to provide this information to a third party. The NALC Health Benefit Plan for Employees and Staff uses this information internally as a tool to improve the quality of the information and services offered through the site. Most browser programs can be set to alert you when a website sends a cookie to your computer. Most browsers also provide a way for you to remove cookies from your computer. If you tell your browser to deny cookies while visiting this site, the visit will be terminated for your protection. Information Collection The NALC Health Benefit Plan for Employees and Staff can only use the information it receives about you and your family for specific purposes, including, but not limited to: - making payments to doctors, hospitals, and other health care professionals for the treatment and services that you and/or your dependents receive; and - performing certain operations that the NALC Health Benefit Plan for Employees and Staff uses to monitor the services the Plan provides to you and your dependents. Privacy of Protected Health Information Personal information that is unique to you, and can be used to identify you, may be considered protected health information under the terms of Health Insurance Portability and Accountability Act ('HIPAA') and is subject to the terms described in the HIPAA Notice of Privacy Practices available on this site. Please refer to that Notice for additional information. Information Transmission All personal information you provide is protected and encrypted before being transmitted to us. Once transmitted to us, information is stored on secure servers. Specific inquiries about the terms and conditions of using this site should be directed in writing to: NALC Health Benefit Plan for Employees and Staff P O Box 678 Ashburn, VA 20149 *Be sure to include the member's name and identification number as it appears on your ID card. Specific inquiries about the site's privacy policy should be directed in writing to: Privacy Official NALC Health Benefit Plan for Employees and Staff P O Box 678 Ashburn, VA 20149 *Be sure to include the member's name and identification number as it appears on your ID card.
I agree to the Terms and Conditions.
Registration - Terms and Conditions - Step 1 of 3
Registration - Terms and Conditions - Step 1 of 3